Financial Calculators and Articles - House & Home
As of 1-2-26
House & Home Center
- How to Create a Home Improvement Budget That Actually Works
Home improvements can increase your property’s value, enhance comfort, and make your space truly yours—but without a solid budget, costs can spiral out of control. Whether you’re planning a small upgrade or a major renovation in 2026, creating a realistic home improvement budget is essential. Here’s how to do it step by step. - Fixed vs. Adjustable-Rate Mortgages (ARM): What’s Best in 2026?
Ultimately, the best choice between a fixed-rate mortgage and an ARM in 2026 will depend on your individual financial situation, risk tolerance, and market conditions at that time. It’s wise to consult with a financial advisor or mortgage specialist who can provide personalized advice based on the most current data and projections. - HELOC vs. Home Equity Loan: Which Is Right for You?
Both HELOCs and home equity loans are valuable tools for accessing the equity in your home, but they serve different purposes. By assessing your financial needs, goals, and preferences, you can make a well-informed decision that aligns with your situation. Always consider consulting a financial advisor before making significant borrowing decisions. - Renters Insurance: Why It’s One of the Best Low-Cost Protections Available
Overall, renters insurance is a prudent and cost-effective way to protect yourself from unforeseen financial setbacks. With its combination of property protection, liability coverage, and reasonable premiums, it stands as one of the best safeguards for those who rent. Whether you live in a small apartment or a larger rental space, having renters insurance is a smart move that provides essential security and peace of mind.
