Financial Calculators and Articles - Loan & Credit Management
As of 8-5-25
Loan & Credit Management Center
- Recognizing a Credit Repair Scam
If you suspect you’ve encountered a credit repair scam, you should report it to the Federal Trade Commission (FTC) and your state’s attorney general. Always consider consulting a trusted financial advisor for legitimate credit repair assistance. - Good vs. Bad Debt
Understanding the difference between good and bad debt is crucial for effective financial management. While good debt can be a useful tool for wealth-building, bad debt can be a financial burden. It's important to assess your borrowing decisions carefully, keeping in mind the potential long-term impact on your financial health. - 6 Tips to Be Credit Smart
By following these tips, you can build and maintain a strong credit profile that serves you well throughout your financial journey. Understanding and managing your credit smartly can open doors to better loan rates, favorable terms, and greater financial opportunities in the future.
