Financial Calculators and Articles - Savings & Investments
As of 11-12-25
Savings & Investments Center
FRC Savings & Investments
- Smart Ways to Use a Savings vs. Checking Account
By using both accounts effectively, you can manage your cash flow, achieve financial goals, and earn more interest on your savings. - How to Start Investing for Beginners: A Step-by-Step Guide
If you’ve ever wondered how to start investing but felt overwhelmed, you’re not alone. With so many options—stocks, bonds, IRAs, and more—it can feel confusing to know where to begin. The good news? You don’t need to be an expert to start building wealth. With the right approach, even small, consistent investments can grow into a strong financial foundation. - Is an Investment Club the Answer?
An investment club can be a beneficial way to learn and invest collaboratively, but it’s essential to consider your personal goals, investment knowledge, and the club’s structure before joining. If you value collective decision-making and have the time to invest in education and participation, an investment club may be a great fit for you. However, if you prefer more autonomy and have the experience to manage investments on your own, you might be better off investing individually. - Income Investment Philosophy for Beginners
Interested in low-risk investments with steady returns? An income investment philosophy might be just the thing for you.
